| Sr. |
Particulars |
Quantity |
Basic Service charges |
| No. |
{Charge 18% GST on Basic Service Charges} |
| 1 |
Pass Book ( Only Saving & Daily Savings Scheme ) |
| 1 |
First Passbook |
1 |
Free |
| 2 |
Duplicate Passbook |
1 |
100.00 |
| 2 |
Statement of Account |
| 1 |
Printed Statement |
Per Page / Per Account |
10.00 |
| 2 |
Statement on e-Mail ID |
Per Account |
No Charges |
| 3 |
Balance Certificate ( Deposit A/c & Loan A/c ) |
| 1 |
First Certificate |
Per Copy |
Free |
| 2 |
Duplicate or Additional Copies |
Per Copy |
50.00 |
| 4 |
Cheque Book Charges |
| 1 |
Cheque Books for Saving Accounts |
Per Cheque Leaves |
5.00 |
| 2 |
Cheque Books for Current & Cash Credit Account |
Per Cheque Leaves |
5.00 |
| 3 |
Additional Cheque Books ( For Finance Purpose ) |
Per Cheque Book ( 30 Leaves ) |
300.00 |
| # |
For CA /SB Account - Required Minimum Balance Rs. 25,000/- & KYC Update |
|
No Charges |
| # |
For Cash Credit - Required Regular Transactions & Quarterly Stock Statement |
|
No Charges |
| 5 |
Unutilized cheque leaves at the time of closure of Account |
Per Cheque Leaf |
5.00 |
| 6 |
Stop Payment Charges |
| 1 |
Saving A/c |
Per Cheque |
125.00 |
| 2 |
Current A/c |
Per Cheque |
150.00 |
| 3 |
Cash Credit A/cs |
Per Cheque |
175.00 |
| 7 |
Attestation Charges |
| 1 |
Signature Attestation |
Per Attestation |
125.00 |
| 2 |
Photo Attestation |
Per Attestation |
125.00 |
| 3 |
Address Attestation |
Per Attestation |
125.00 |
| 8 |
Duplicate FDR |
Per Instrument (With Indemnity Bond Rs.500) |
150.00 |
| 9 |
Account Closed Before 1 Year |
| 1 |
Saving A/c |
|
200.00 |
| 2 |
Current A/c |
|
300.00 |
| 10 |
SMS Alert Charges |
Per Transaction SMS |
0.20 ( Paise) |
| 11 |
Charges for non maintenance of Average Quarterly Balance (AQB) |
| 1 |
Minimum Balance Saving Accounts Rs. 500.00 |
Quarterly |
|
| 2 |
Minimum Balance Saving Accounts with Cheque Rs. 500.00 |
Quarterly |
|
| 3 |
Minimum Balance Individuals Current Accounts Rs. 2000.00 |
Quarterly |
4% Interest on non maintain required Minimum Balance |
| 4 |
Minimum Balance Current Accounts Rs. 5000.00 ( For Company ) |
Quarterly |
|
| 12 |
Inter Br. Cash Transaction ( For Deposits and Cash Credit A/cs ) |
| 1 |
Up to Rs. 5 Lakh |
Per Day |
Free |
| 2 |
Above Rs. 5 Lakh |
Per Day |
500.00 |
| 3 |
For Term Loan Inst. Deposited in other Branch |
Per Day |
Free |
| 13 |
Token Charges ( Loss of Token ) |
1 Token |
500.00 |
| 14 |
Cash/Coin Handling Charges |
| 1 |
Cash Handling Charges For Rs. 10/- & 20/- |
Per Thousand |
10.00 |
| 2 |
Coins Handling Charges ( All Coin ) |
Per Hundred |
10.00 |
| 3 |
Late Cash Received Charges |
Per Lakh |
25.00 |
| 15 |
ATM Card |
| 1 |
ATM Card Fee |
|
200.00 |
| 2 |
ATM Card Annual Fee |
|
150.00 |
| 3 |
ATM Card Block and Re-Issue Fee |
|
275.00 |
| 4 |
Duplicate Card in case of Card Lost |
|
200.00 |
| 16 |
ATM Card Transaction |
For each transaction after five transactions at other bank's ATM |
|
| 1 |
Financial Transaction |
Per Txn. |
21.00 |
| 2 |
Non Fianancial Transaction |
Per Txn. |
10.00 |
| 17 |
IMPS Transaction ( For each transaction ) |
| 1 |
Up to 1,000.00 |
Per Txn. |
Free |
| 2 |
Above 1,000.00 to 1,00,000.00 |
Per Txn. |
Free |
| 3 |
Above 1,00,000.00 |
Per Txn. |
Free |
| 18 |
NEFT Charges ( Outward transactions ) |
| 1 |
Amounts Upto Rs. 10,000/ - |
Per Txn. |
3.00 |
| 2 |
Amounts From Rs. 10,001/- to 1 Lakh |
Per Txn. |
5.00 |
| 3 |
Amounts above Rs. 1 Lakh to Rs. 2 Lakh |
Per Txn. |
20.00 |
| 19 |
RTGS Charges ( Outward transactions ) |
| 1 |
Above Rs.2 Lakh to Rs. 5 Lakh |
Per Txn. |
25.00 |
| 2 |
Above Rs. 5 Lakh |
Per Txn. |
50.00 |
| 20 |
Demand Draft Charges |
| 1 |
Up to Rs. 10,000.00 |
Per D.D. |
30.00 |
| 2 |
Above Rs. 10,000.00 |
Per D.D. |
Rs. 30.00 + Per 1,000/- Rs.1.50 |
| 21 |
Demand Draft Cancellation Charges |
Per D.D. ( With Indemnity Bond Rs.200 /- ) |
150.00 |
| 22 |
CTS - Outward / Inward Cheque Return Charges |
| 1 |
Saving A/c |
Per Cheque |
150.00 |
| 2 |
Current A/c |
Per Cheque |
250.00 |
| 3 |
Cash Credit A/cs |
Per Cheque |
300.00 |
| 23 |
ECS Clearing Charges |
| 1 |
ECS Clearing Return Charges |
Per Return |
300.00 |
| 2 |
Stop Payment of ECS |
Per Transaction |
300.00 |
| 24 |
NACH Chages |
| 1 |
NACH Mandate Registration |
Per Utility Registration |
10.00 |
| 2 |
NACH Mandate Processing |
Per Mandate per Person |
2.00 |
| 25 |
Loan Form Fee |
| 1 |
For All Term Loan & Cash Credit loan Application Form |
Per Form |
250.00 |
| 2 |
For Gold Loan Application Form |
Per Form |
50.00 |
| 26 |
Visit Charges ( Term Loans Including Cash Credit Loans ) |
| 1 |
Rs.1 Lakh to Rs. 5 Lakh |
Per Visit |
500.00 |
| 2 |
Above Rs. 5 Lakh to Rs. 10 Lakh |
Per Visit |
750.00 |
| 3 |
Above Rs. 10 Lakh to Rs. 50 Lakh |
Per Visit |
1,000.00 |
| 4 |
Above Rs. 50 Lakh |
Per Visit |
1,500.00 |
| 27 |
Processing Fee |
| 1 |
Processing Fee Charges |
All Loan |
1% of Sanctioned Loan Amount |
| 2 |
# Minimum Charges |
|
1000.00 |
| 3 |
# Maximum Charges |
|
1,50,000.00 |
| 4 |
# For Gold Loan |
On Sanction Amount |
0.25% |
| 5 |
# FD Loan |
|
Not Applicable |
| 28 |
Cash Credit -TOD / Review / Renewal Process Fee Charges |
| 1 |
Up to Rs. 10 Lakh |
Per Review/Renewal |
2,000.00 |
| 2 |
Above Rs. 10 Lakh |
Per Review/Renewal |
0.25% |
| 3 |
Increase Limit |
|
1%of Increase Loan Amount. |
| 29 |
Cash Credit - C.C. A/c Extention Period / TOD Extention Period |
| 1 |
Up to Rs. 10 Lakh |
Per Account |
1,000.00 |
| 2 |
Above Rs. 10 Lakh to Rs. 50 Lakh |
Per Account |
2,500.00 |
| 3 |
Above Rs. 50 Lakh to 1 Crore |
Per Account |
5,000.00 |
| 4 |
Above Rs. 1 Crore |
Per Account |
10,000.00 |
| 30 |
Loan Resanction Charges |
| 1 |
Up to Rs. 5 Lakh |
Per Account |
1,000.00 |
| 2 |
Above Rs. 5 Lakh to Rs. 10 Lakh |
Per Account |
1,500.00 |
| 3 |
Above Rs. 10 Lakh to Rs. 50 Lakh |
Per Account |
2,500.00 |
| 4 |
Above Rs. 50 Lakh to 1 Crore |
Per Account |
5,000.00 |
| 5 |
Above Rs. 1 Crore |
Per Account |
10,000.00 |
| 31 |
Partly Release Mortgaged Property |
| 1 |
Up to Rs.10 Lakh |
Per Account |
1,500.00 |
| 2 |
Above Rs. 10 Lakh to Rs. 50 Lakh |
Per Account |
2,500.00 |
| 3 |
Above Rs. 50 Lakh to 1 Crore |
Per Account |
5,000.00 |
| 4 |
Above Rs. 1 Crore |
Per Account |
10,000.00 |
| 32 |
Loan S.I. Return Charges |
| 1 |
Loan S.I. Return Charges |
Per Account |
200.00 |
| 33 |
Cash Credit Loans Penal Int. & Other Charges |
| 1 |
Stock Statement Not Submmited |
Per Defaut - Quarterly Next 10 Days |
500.00 |
| 2 |
Penalty for delay in Stock Statement |
Per Month 100.00 |
| 3 |
TOD Sanctioned by Head Office |
|
3 % Additional Intersest on over and above the C/C Limit |
| 34 |
Commitment Charges ( If C/C A/cs not availed ) |
| 1 |
For C.C.Limit Sanctioned Amount |
Quarterly Per C.C.A/c |
0.25% + 18% G.S.T. |
| 35 |
Solvency Certificate ( Cerificate Valid for One Year ) |
| 1 |
Up to Rs. 10 Lakh |
Per Certificate |
1,000.00 |
| 2 |
Above Rs. 10 Lakh to Rs. 25 Lakh |
Per Certificate |
1,500.00 |
| 3 |
Above Rs. 25 Lakh |
Per Certificate |
2,500.00 |
| 36 |
Vehicle Verification Charges |
| 1 |
For Two Wheeler |
Per Vehicle |
200.00 |
| 2 |
For Three Wheeler |
Per Vehicle |
300.00 |
| 3 |
For Four Wheeler |
Per Vehicle |
500.00 |
| 4 |
For Commercial & Heavy Vehicle |
Per Vehicle |
1,000 |
| 37 |
Trade Certificate Charges |
| 1 |
For Two Wheeler |
Per Vehicle |
200.00 |
| 2 |
For Three Wheeler |
Per Vehicle |
400.00 |
| 3 |
For Four Wheeler |
Per Vehicle |
500.00 |
| 4 |
For Commercial & Heavy Vehicle |
Per Vehicle |
1,000.00 |
| 38 |
Gold Custody Charges on Gold Valuation |
| 1 |
Up to Rs.10,000.00 |
As per Valuation |
100.00 |
| 2 |
Above Rs.10,000.00 to Rs.25,000.00 |
As per Valuation |
125.00 |
| 3 |
Above Rs.25,000.00 to Rs.50,000.00 |
As per Valuation |
150.00 |
| 4 |
Above Rs.50,000.00 to Rs. 1 Lakh |
As per Valuation |
200.00 |
| 5 |
Above Rs. 1 Lakh |
As per Valuation |
Per Thousand Rs.1.50 + 18% GST |
| 39 |
Gold Valuation Charges ( Payable Directly to Gold Valuer ) |
| 1 |
Rs. 2/- Per Thousand of Valuation Amount |
|
Rs. 2/- Per Thousand of Valuation Amount |
| a |
# Minimum Charges |
|
30.00 |
| b |
# Maximum Charges |
300.00 |
| 40 |
Penal Interest Charges |
|
2 % over & above the contracted rate |
| 41 |
CIBIL Report Charges |
| 1 |
Individual |
|
250.00 |
| 2 |
Commercial |
|
1,000.00 |
| 42 |
CERSAI Charges |
| 1 |
Up to 1 Crs. |
Per Mortgage Laon |
500.00 |
| 2 |
Above 1 Crs. |
Per Mortgage Laon |
1,000.00 |
| 43 |
Locker Charges as per Size |
Security Deposit Amount |
Per Annum Locker Charges |
| a |
As per Branch |
As per Old Rate |
As per Old Rate |
| 1 |
|
|
|
| 44 |
Locker Rent Penalty Charges |
|
Per month and part there of 2% of Locker Rent |
| 45 |
Bank Guarantee |
| 1 |
Bank Guarantee Secured ( Up to Rs.10.00 Lakhs) |
Per Year |
0.50% of the Amount + 18% GST |
| 2 |
Bank Guarantee Secured ( Above to Rs.10.00 Lakhs) |
Per Year |
0.50% of the Amount + 18% GST |
| 46 |
Recovery Charges ( Applicable for cases u/s 101 of MSC Act. ) |
| a |
Recovery Certificate Received & Issue of Demand Notice |
As per Recovery Certificate |
0.50% |
| b |
Issue of Attachment Order . |
0.75% |
| c |
Auction Declared. |
1.50% |
| # |
Maximum Rs. 1,50,000.00 . |
|
| 47 |
Recovery Notice Charges ( Prior to Recovery Certificate ) |
| 1 |
To Borrower and Guranter- 1st , 2nd & 3rd Demand Notice |
Per A/c |
On Actual Basis Postage / Courier |
| 2 |
Advocate Notice |
Per A/c |
As per Bill to Debited Account |
| 48 |
Overdue Notice Charges |
| 1 |
Borrower / Co- Borrowers and Guranters |
Per Notice |
100.00 |
| 49 |
Other Charges |
| 1 |
No Dues Charges(Bank/Patsanstha/Sociaty |
|
50.00 |
| 50 |
Nominal Member Fee ( As Per By - Law ) |
|
100.00 |
| 51 |
Member Entry Fee ( As Per By - Law ) |
|
100.00 |
| 52 |
Share Transfer Fee ( As Per By - Law ) |
|
100.00 |
| * Approved by BoD Dt. 25 /04/2025 vide B/R No.3 |
| * These Rates are Subject to change without notice |
